Experience Makes A Difference!

The Equity Management Experts

As most of you have heard, the housing market is going through what I would call a "valley". Of course this "valley" seems dramatic because we have been experiencing such a high housing market for the last 5-7 years. I expect this to last through 2008 and part of 2009. What this means to you, the home owner, is that the qualifications required to get a loan approval have dramatically increased. These changes have made it harder to get our borrowers qualified, but there are a few simple things you can do to increase your chances of getting that loan approved.

Here are a few ideas to begin implementing:


1) Pay down your credit cards
2) Don't max your credit cards
3) Save, Save and Save some more
4) Always pay your mortgage first!
5) Get your free yearly credit report and if there is any errors, correct them immediately.

As always, if you have any question, please feel free to contact Angie or myself any time at 877-254-0128.

Our Team philosphy is and always has been to serve our clients with honesty and integrity, with their best interest in mind.

"Our experience with your team was a God send. We were so impressed with the professionalism and knowledge of your team. We will be doing all our future lending needs with your company."

~Janet and Jack Arntzen
A Loving Heart Adult Family Home INC.